Car service
payment plans
across the UAE
Split any MySyara car service, car repair, oil change, battery or tyre bill into 0% interest monthly instalments — for up to 12 months. Available across Dubai, Abu Dhabi, Sharjah and Ajman — pay with your existing credit card or BNPL app. No hidden fees, no surprises.
Compare every payment plan in one place
Every option below is 0% interest — the only possible cost is a small provider or bank fee, shown in the table. The biggest differences are the minimum bill each one needs and how you pay, so start there, then jump to the full details.
| Plan | Min. bill | Max. bill | How you pay | Plan length | Cost to you |
|---|---|---|---|---|---|
| Tabby | AED 200 | AED 5,000Usual limit, varies | Debit / Credit CardOnline payment link | 3 – 12 months | 0% · no fees |
| Tamara | AED 200 | AED 5,000Usual limit, varies | Debit / Credit CardOnline payment link | 2 – 4 months | 0% · no late fees |
| Bank 0% EPP 6 partner banks | AED 1,000 | Your card limit | Credit CardOnline payment link | 3 – 12 months | Varies by bankFree / small fee |
| ADCB 0% EPP | AED 1,000 | Your card limit | ADCB Credit CardOnline link or card machine | 3 – 12 months | AED 52.50 flat |
| Yusr PayLater | AED 500 | AED 12,000Downpayment varies | Debit / Credit CardOnline payment link | 2 – 6 months | Up to 4% feeFree for 2 – 4 months |
Tabby & Tamara — Split your payment, zero fees
Two leading BNPL providers available at MySyara. No processing fees, no interest — just split your bill (from AED 200) into smaller payments. Subject to approval by the respective provider.
Easy Instalment Plan via
Pay your MySyara bill using your credit card through our Urban Ledger payment link. Transactions of AED 1,000 or more can be converted to equal monthly instalments at 0% interest — supported by 6 partner banks. Processing fees (if any) are charged by your bank, not by MySyara. See Urban Ledger's terms & conditions for the full provider policy.
VRVE XXXXX on your bank statement.
ADCB 0% Interest Payment Plan — MySyara Exclusive
MySyara has a direct promotional partnership with ADCB, separate from Urban Ledger. ADCB cardholders can convert any MySyara payment to a 0% EPP — whether paid on our website, app, or in-store.
Min. AED 1,000
Offer details: See the live MySyara offer on ADCB's partner page — ADCB Offers · MySyara →
Yusr PayLater — 2 to 6 easy monthly payments
Yusr is a PayLater service for bigger service bills, from a minimum of AED 500. Pay nothing upfront after the first instalment. Your MySyara advisor sets it up on your behalf. Plans of 2, 3 and 4 months have no processing fee; 5 and 6 month plans add a variable fee, capped at 4%.
Processing fee: Plans of 2, 3 and 4 months have no processing fee. For 5 and 6 month plans, a processing fee applies. It's variable, not fixed, and never exceeds 4% of your bill. Both come with zero interest. Subject to Yusr's approval.
Learn more about Yusr PayLater →
Frequently asked questions
Can I pay for car service in monthly instalments in Dubai?
Yes. MySyara accepts 0% interest instalment plans for any car service or car repair in Dubai. You can split your bill via Tabby, Tamara, Yusr PayLater, or convert it to a credit-card Easy Payment Plan with Emirates NBD, Mashreq, FAB, RAK Bank, ADCB or HSBC.
Does MySyara accept Tabby and Tamara for car repairs?
Yes. Both Tabby and Tamara are supported at online checkout and via a payment link from your advisor. Tabby splits your car repair bill into 4 interest-free payments (extended up to 12 months for eligible customers). Tamara offers 2, 3 or 4 split payments and is 100% Sharia-compliant.
How does the 0% Easy Payment Plan (EPP) work for car service?
Pay your MySyara bill with a supported credit card (minimum AED 1,000). Within the window specified by your bank, the transaction is converted to equal monthly instalments at 0% interest — 3, 6, 9 or 12 months depending on the bank. Some banks activate automatically; others require a quick call or app tap after payment.
Is Yusr PayLater available in Abu Dhabi, Sharjah and Ajman?
Yes. Yusr PayLater is available to eligible UAE residents across Dubai, Abu Dhabi, Sharjah and Ajman. Once approved, Yusr typically funds invoices up to AED 12,000 and you pay in 2 to 6 equal monthly instalments, with no processing fee on 2 to 4 month plans and a variable fee of up to 4% on 5 and 6 month plans.
What's the minimum bill for an instalment plan?
Tabby and Tamara start from a minimum bill of AED 200, and Yusr PayLater from AED 500 (each subject to the provider's approval). Credit-card EPP — both via Urban Ledger and ADCB Direct — requires a minimum transaction of AED 1,000. Ask your MySyara advisor for the right option for your invoice.
Does a payment plan cost extra?
All plans are 0% interest. Tabby, Tamara and ADCB Direct add no fees from MySyara. Urban Ledger bank EIP may include a small bank processing fee (from FREE up to AED 49, or a % of the amount, depending on the bank). Yusr PayLater charges no processing fee on 2 to 4 month plans, and a variable fee of up to 4% on 5 and 6 month plans. MySyara adds nothing on top.
Available across the UAE
These payment plans apply to every MySyara car service and car repair booking — at our Al Quoz workshop, via home/office pickup, and for customers across Dubai, Abu Dhabi, Sharjah and Ajman. Major services, engine & transmission repairs, battery replacement, tyres, brakes, AC work, denting & painting and pre-purchase inspections.
Dubai coverage includes Al Quoz, Umm Ramool, Rashidiya, Mirdif, Wadi Al Amardi, Downtown, Business Bay, DIFC, Dubai Marina, JLT, JVC, JVT, Al Barsha, Jumeirah, Umm Suqeim, Palm Jumeirah, Silicon Oasis, Motor City, Sports City, Arabian Ranches, Meydan, Nad Al Sheba, Deira, Bur Dubai, International City & all other city areas.
Important terms
- Eligibility & approval: Every option — Tabby, Tamara, Yusr PayLater, and bank EIP/EPP — is subject to the provider's own credit check, risk assessment and spending limit. Approval, plan duration and limit vary by customer.
- Refunds & cancellation: BNPL schedules (Tabby, Tamara, Yusr) adjust automatically when MySyara issues a service refund. Bank EIP/EPP plans generally cannot be reversed once activated — any service refund follows MySyara's standard refund policy while the instalments continue on your card.
- Bank EIP/EPP — credit limit blocked: For credit-card instalments (Urban Ledger EIP or ADCB Direct EPP), the full transaction amount stays blocked on your card's credit limit for the plan duration.
- Bank EIP/EPP — early settlement charges: ADCB — AED 210 incl. VAT; RAK Bank & HSBC — 1% of the remaining balance. Other banks typically have no early settlement fee.
- Bank EIP/EPP — if your card is cancelled: Any remaining instalments become immediately due on your card account.
- Urban Ledger EIP minimum: Requires a minimum transaction of AED 1,000 via the Urban Ledger payment link.
- Urban Ledger EIP conversion window: Must be requested at least 2 days after the transaction settles and completed at least 4 days before your credit card statement date.
- Yusr processing fee: Yusr charges no processing fee on 2, 3 and 4 month plans. For 5 and 6 month plans a variable processing fee applies, capped at 4%, per Yusr's terms.
- Provider decisions: MySyara is not responsible for approval decisions made by banks or finance providers.
- MySyara terms and conditions apply — see our terms & conditions for full details.