Car service
payment plans
across the UAE
Split any MySyara car service, car repair, oil change, battery or tyre bill into 0% interest monthly instalments — for up to 12 months. Available across Dubai, Abu Dhabi, Sharjah and Ajman — with instalments on your existing credit card, or a buy now, pay later plan from Tabby, Yusr or Tamara. No hidden fees, no surprises.
Compare every payment plan in one place
Every option below is 0% interest — the only possible cost is a small provider or bank fee, shown in the table. The biggest differences are the minimum bill each one needs and how you pay, so start there, then jump to the full details. Which plans you can use may vary by service type and your location — the options shown at checkout, or confirmed by your MySyara advisor, are the ones available for your booking.
| Plan | Min. bill | Max. bill | How you pay | Plan length | Cost to you |
|---|---|---|---|---|---|
| Credit card instalments 5 partner banks · powered by Zolt | AED 500AED 1,000 for Mashreq | Your card limit | Credit CardOnline payment link | 3 – 12 months | Varies by bankFree / small fee |
| Tabby | AED 200 | AED 20,000*Usual limit AED 5,000, varies | Debit / Credit CardOnline payment link | 2 – 12* months | 0% interestFee only on longer plans |
| Yusr PayLater | AED 200 | AED 12,000Downpayment varies | Debit / Credit CardOnline payment link | 2 – 6 months | 0% interestUp to 4% fee on 5 – 6 months |
| Tamara | AED 200 | AED 20,000*Usual limit AED 5,000, varies | Debit / Credit CardOnline payment link | 2 – 12* months | 0% interestNo late fees; fee on longer plans |
* Limits up to AED 20,000 and the 6, 9 and 12-month terms are extended options offered to eligible customers at the provider's discretion and may carry a provider fee — the standard short split (2 – 4 months) is always 0%.
Credit card instalments, powered by
Pay your MySyara bill with your credit card at checkout in the MySyara app, or through an Urban Ledger payment link from your advisor. Choose your bank and plan on the payment page and your bill is split into equal monthly instalments at 0% interest — from AED 500 with Emirates NBD, LIV, FAB and Dubai First, and from AED 1,000 with Mashreq. Processing fees (if any) are charged by your bank, not by MySyara. See Urban Ledger's terms & conditions for the full provider policy.
VRVE XXXXX on your bank statement.
Tabby, Yusr & Tamara — Split your bill into instalments
Three BNPL providers available at MySyara — split your bill (from AED 200) into smaller monthly payments. All three are 0% interest, and the standard short split (2 – 4 months) carries no fee. Longer plans may add a provider fee — set by Tabby or Tamara on their extended terms, and capped at 4% for Yusr's 5 – 6 month plans. Subject to approval by the respective provider.
Frequently asked questions
Can I pay for car service in monthly instalments in Dubai?
Yes. MySyara accepts 0% interest instalment plans for any car service or car repair in Dubai. You can pay in 0% credit card instalments with Emirates NBD, LIV, Mashreq, FAB or Dubai First, or split your bill with Tabby, Yusr PayLater or Tamara.
Does MySyara accept Tabby and Tamara for car repairs?
Yes. Both Tabby and Tamara are supported at online checkout and via a payment link from your advisor. Tabby splits your car repair bill into 2, 3 or 4 interest-free payments (extended up to 12 months for eligible customers). Tamara offers 2, 3 or 4 split payments (extended to 6, 9 or 12 months, up to AED 20,000, for eligible customers) and is 100% Sharia-compliant.
How do 0% credit card instalments work for car service?
Pay your MySyara bill through our Urban Ledger payment link with a supported credit card and pick your plan on the payment page — 3, 6, 9 or 12 months depending on the bank, at 0% interest. Emirates NBD, LIV and Mashreq plans are set up automatically when you pay; FAB and Dubai First cardholders activate theirs in the bank's app after paying.
Is Yusr PayLater available in Abu Dhabi, Sharjah and Ajman?
Yes. Yusr PayLater is available to eligible UAE residents across Dubai, Abu Dhabi, Sharjah and Ajman. Once approved, Yusr typically funds invoices up to AED 12,000 and you pay in 2 to 6 equal monthly instalments, with no processing fee on 2 to 4 month plans and a variable fee of up to 4% on 5 and 6 month plans.
What's the minimum bill for an instalment plan?
Credit card instalments start from AED 500 with Emirates NBD, LIV, FAB and Dubai First, and AED 1,000 with Mashreq. Tabby, Yusr PayLater and Tamara start from a minimum bill of AED 200 (each subject to the provider's approval). Ask your MySyara advisor for the right option for your invoice.
Does a payment plan cost extra?
All plans are 0% interest, and MySyara never adds anything on top. Credit card instalments may include a small bank processing fee (free with Emirates NBD and LIV, AED 29 with Mashreq, or 1% to 4% of the amount with FAB and Dubai First). On the standard short split (2 to 4 months), Tabby, Yusr PayLater and Tamara charge no fee. Longer plans may add a provider fee: Tabby and Tamara may set one on their extended terms, and Yusr PayLater charges a variable fee of up to 4% on 5 and 6 month plans.
Available across the UAE
These payment plans are available for MySyara car service and car repair bookings — at our Al Quoz workshop, via home/office pickup, and for customers across Dubai, Abu Dhabi, Sharjah and Ajman. Major services, engine & transmission repairs, battery replacement, tyres, brakes, AC work, denting & painting and pre-purchase inspections. Which specific plans apply can vary by service type and your location within the UAE — your MySyara advisor will confirm the options available for your booking.
Dubai coverage includes Al Quoz, Umm Ramool, Rashidiya, Mirdif, Wadi Al Amardi, Downtown, Business Bay, DIFC, Dubai Marina, JLT, JVC, JVT, Al Barsha, Jumeirah, Umm Suqeim, Palm Jumeirah, Silicon Oasis, Motor City, Sports City, Arabian Ranches, Meydan, Nad Al Sheba, Deira, Bur Dubai, International City & all other city areas.
Important terms
- Eligibility & approval: Every option — credit card instalments, Tabby, Yusr PayLater and Tamara — is subject to the provider's own credit check, risk assessment and spending limit. Approval, plan duration and limit vary by customer.
- Availability by service & location: The payment options offered can vary by service type and your location within the UAE. The plans shown at checkout, or confirmed by your MySyara advisor, are those available for your specific booking.
- Refunds & cancellation: BNPL schedules (Tabby, Yusr, Tamara) adjust automatically when MySyara issues a service refund. Credit card instalment plans generally cannot be reversed once activated — any service refund follows MySyara's standard refund policy while the instalments continue on your card.
- Credit card instalments — credit limit blocked: The full transaction amount stays blocked on your card's credit limit for the plan duration.
- Credit card instalments — if your card is cancelled: Any remaining instalments become immediately due on your card account.
- Credit card instalments minimum: AED 500 with Emirates NBD, LIV, FAB and Dubai First cards; AED 1,000 with Mashreq cards.
- Yusr processing fee: Yusr charges no processing fee on 2, 3 and 4 month plans. For 5 and 6 month plans a variable processing fee applies, capped at 4%, per Yusr's terms.
- Provider decisions: MySyara is not responsible for approval decisions made by banks or finance providers.
- MySyara terms and conditions apply — see our terms & conditions for full details.